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LASIK and Your Insurance


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One of the most popular questions regarding LASIK is whether or not insurance will cover it. As with many elective procedures, whether LASIK is covered depends on the type of plan you have. The better more extensive insurance plans will cover LASIK. Also, in some cases, whether the surgery is imperative to your health may be the determining factor of whether or not insurance covers the procedure.

If your insurance does not cover the procedure, you do have a variety of other options to help with the cost of the procedure. One of the most popular options is to utilize your Flex Spending Plan through your employer. Many large employers offer Flex Spending as a means to cover health and child care services not covered with insurance. A set amount of money is deducted before-tax from your paycheck and set into a separate account. Most employers operate their Flex Spend under a "use it or lose it" policy, meaning whatever is saved over the course of a year must be used.

If this is the case, consider enrolling in your Flex Spend account at the next available entry time. You can save enough over the course of the year to potentially pay for, or at the very least, off-set, the price of your LASIK procedure.


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